Wizard Student Loans is an experimental GM-facing ruleset.
Character Creation
Work with each player to develop a few key details about their PC. Ask...
- What are X spells you learned in Wizard College? How do they work?
- What are X items you keep in your bag of holding?
Replace X with whatever number you think is appropriate for the size of the group. A solo PC might start with 3 spells and 3 items; a group of four PCs might start with 1 spell and 1 item each.